It’s been a little while since I have written a net worth update post, although I continue to keep the Money Sloth Net Worth Tracker on the right side of the homepage up-to-date. The April 2021 Net Worth Update is so close to getting back to zero and you can ...

It’s hard to believe it has already been a year since the Covid-19 pandemic began sweeping through the United States and changed our way of life (possibly forever). I took the picture above and find it to be a great visual representation of the rocky and turbulent experience of the ...

I recently took advantage of an offer from Swagbucks to get $250 for refinancing my private student loans at a lower rate through Credible. It turns out I was able to lower my rate to 3.76% for a 10-year repayment term, which is 1.24% lower than my previous rate on ...

I remember listening to Dave Ramsey on the radio every weekday while folding pizza boxes in the afternoons when business was slow at the pizzeria I worked at. I can’t say I agreed with much of his financial advice, but it was good entertainment during these slow afternoons and also ...

2020 has been a challenging year for so many different reasons. A pandemic that is sweeping the globe, and doing enormous economic damage to the United States. Tens of millions of Americans out of work, with no end in sight for many in especially hard hit industries like airlines, hotels, ...

September was an interesting month, budget-wise. On the surface, it appears I blew my budget wide open in a couple categories and saw my income plummet. Well, there are explanations for both of those. Income came in at $2,262 for the month and spending was $3,965.   Income: $2,262 I ...

Starting the month of October with a Net Worth of negative $33,796. That is slightly lower than last month and is mostly the result of a decline in investment value.   Net Worth = Assets minus Liabilities Assets Amount Change from Last Month Checking/Savings $36,965 -$978 Retirement Accounts 109,988 -2,022 ...

As of 2020, there is over $1.5 Trillion in federal student loans, owed by 45 million current and former higher education students. Out of those 44 million borrowers, there are currently 1,195,497 who are enrolled in the Public Service Loan Forgiveness (PSLF) program. PSLF was created to provide an incentive ...

August was a rough month. As I enter my sixth month of working from home and limiting my time outside around people as a result of the Covid-19 pandemic, I noticed my spending ticked higher as a result of some built-up stressors. As someone in a higher-risk category for developing ...

This past month has been incredibly busy on the work front and I’m pleased to say that I am finally getting my first vacation time off in over a year this month. While it is only a week, it will be nice to relax a bit and get caught up ...