Let’s have a look at where my net worth settled on December 1st:
Net Worth = Assets minus Liabilities
| Assets | Amount | Change from Last Month |
| Checking/Savings | $30,355 | |
| Retirement Accounts | 199,558 | |
| Taxable/Nontax Investments | 59,216 | |
| Misc. (Gold/Silver/Cash/Collectibles) | 12,000 | |
| Total Assets | 301,129 | -4,077 |
| Liabilities | Amount | Change from Last Month |
| Credit Cards | $20,134 | 0% interest rate. |
| Student Loans | 195,392 | |
| Total Liabilities | 214,091 | +1,435 |
Net Worth = $85,603
Change in Net Worth from last month: -$5,512
Total Change in Net Worth Since July 2020: +$133,831
Net Worth Summary
I have still neglected to move my savings into a higher yielding savings account as I discussed considering in my last net worth update. Considering I could have realistically moved about $20,000 there, I probably missed out on around $50 in interest. However, what I did do was move a portion of that into a new checking account that offered a $200 sign up bonus (which should hit my account sometime early in 2023). Once the 3-month holding period on the new checking account bonus expires, I can move it over into a higher yielding savings account.
There wasn’t much else going on this past month. I’m still living off my savings and enjoying my sabbatical. I have graduate school to look forward to in January and am simply trying to recover from burnout in the meantime so I can start 2023 with a fresh start!